So you are about to buy a car but want really cheap car insurance. Then you must be selective when it comes to the price, type, security and acceleration of the vehicle.you choose.
If you want cheap auto insurance, then do not buy a hot rod or a high priced European car. That type of vehicle is expensive to replace or repair. Insurance covers you from potential loss or damage to your vehicle and insurance companies are in business to make money. Buying a high end car with quick acceleration and high top speeds represents high risk. Insurance companies use a rating put out by the International Organization for Standardization. This organization gives them an ISO number on each vehicle. If you choose a Japanese car like a low end Honda, Toyota or Mazda, you vehicle will have a low ISO and will cost less to insure.
Living in big cities in the north and west also drives up car insurance. The high cost of living in New York or Los Angeles translates into high auto insurance costs. You should consider living in Texas or a small town in Ohio or Wisconsin if you want to save money on car insurance. Car insurance is a gamble and insurance companies do not like to lose. You a better bet if you drive and inexpensive car and live in a small town. So if low insurance rates are important to you, buy a Chevrolet, Kia or Hyundai and move to the Midwest.

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